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2026-05-27 10:45:16 -

How Much Cash Should Retirees Keep? Building a Safe and Balanced Retirement Buffer

How much cash retirees should keep depends on their income sources, monthly expenses, and overall investment strategy. The main purpose of holding cash in retirement is to provide safety, stability, and liquidity for unexpected needs. A common guideline is to keep 6 to 12 months of living expenses in cash for emergencies such as medical bills, urgent repairs, or unexpected financial situations....

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