You check your mail and there it is, another rate increase from your auto insurance company even though you haven't filed a claim in years. How does that make any sense? Turns out, your driving record isn't the only thing that affects your premium. Insurance companies adjust rates based on inflation, repair costs, medical expenses, and even crime rates in your area. Sometimes they raise rates across the board to cover losses from other customers. Your Insurance Broker Lubbock TX can explain exactly why your bill went up and whether switching to a different Auto Insurance Company near me might save you money without losing coverage. Farmers Insurance - William Smith Agency : https://www.google.com/maps?cid=16333843074903094642 Read the full story : https://socialytime.com/blogs/129249/Why-Your-Auto-Insurance-Went-Up-Even-Though-You-Didn