How do I get a 100 LTV mortgage? Some lenders prefer you to be a client already to get a 95% LTV (5% deposit) mortgage but the interest rate would be higher. Another option is to have their parents as guarantor. However, being a guarantor is a big commitment because they'll have to provide enough security to satisfy the lender, such as savings or their own home.
The 95% LTV mortgage option is ideal for young couples...